Cash to Win


Giving buyers and sellers more leverage in today's competitive real estate market.

Cash to Win solves four primary challenges buyers and sellers face in this market:

Tired of losing to cash buyers?

Need equity from your home before selling?

Running low on a down payment?

Want to eliminate contingencies?

Cash to Win Purchase Program


Compete with an all-cash offer

Cash to Win purchases the property the borrower wants by making a Cash Offer and then re-sells the property to the buyer.


Get Cash Appoved

How Our Cash Purchase Program Works

  • 1. Buyer Gets Full Loan Approval

    Client gets pre-approved with a certified Cash to Win Loan Officer. This is much more in depth than a pre-qualification as the client obtains underwriting approval.

  • 2. Buyer Finds a Home

    Client goes out shopping with their realtor to identify the home they want to place an offer on.  The major benefit here is that the real estate agent can shop with a cash offer.

  • 3. Cash to Win Makes Offer

    A portion of the funds are held back (amount determined on a case-by-case basis) and the rest are advanced to the Seller less any existing lien payoff(s) and required seller paid closing costs.

  • 4. Offer Accepted

    Offer accepted! Borrowers obtain home inspection during the inspection period.  If they agree to proceed, borrowers will execute a resale agreement prepared by Cash to Win.

  • 5. Cash to Win Closes On The Property

    Cash to Win closes on the property within 14 days. Appraisal is ordered and the Certified Loan Officer continues to process the client’s permanent financing.

  • 6. Buyer Takes Ownership

    Cash to Win turns and sells the property to the client who has established permanent financing with a Certified Cash to Win LO and closing is completed.

Buyers

Compete with an all-cash offer

Cash to Win purchases the property the borrower wants by making a Cash Offer and then re-sells the property

to the buyer.


This Program Is For Borrowers With:


  • Primary, Second, and Investment properties
  • Acceptable FICO scores
  • Acceptable down payment and reserves

How Our Cash Purchase Program Works

1

Buyer Gets Full Loan Approval

Client gets pre-approved with a certified Cash to Win Loan Officer. This is much more in depth than a pre-qualification as the client obtains underwriting approval.

2

Find A Home

Client goes out shopping with their realtor to identify the home they want to place an offer on.  The major benefit here is that the real estate agent can shop with a cash offer.

3

Cash to Win Makes Offer

Cash to Win makes a cash offer on behalf of the client with no appraisal contingency and provides proof of funds to accompany the offer.

4

Offer Accepted

Offer accepted! Borrowers obtain home inspection during the inspection period.  If they agree to proceed, borrowers will execute a resale agreement prepared by Cash to Win.

5

Cash to Win Closes On The Property

Cash to Win closes on the property within 14 days. Appraisal is ordered and the Certified Loan Officer continues to process the client’s permanent financing.

6

Buyer Takes Ownership

Cash to Win turns and sells the property to the client who has established permanent financing with a Certified Cash to Win LO and closing is completed.

Frequently Asked Questions

How the Cash To Win program works for buyers and  sellers

Trailing Property Questions - For Sellers

  • What happens if my home sells for less than expected?

    If the final resale price is lower than Cash to Win’s purchase price, the difference is reflected in your final payout. All costs are outlined transparently before closing.

    ▶️ Watch Video
  • Can Cash to Win be used as a backup plan just in case my home does not sell traditionally?

    Yes absolutely! We can draft up a scenario for your home (and even get it contracted with us) just in case you don’t sell your home in time for your next home purchase.

    ▶️ Watch Video
  • What value do you use for determining the price of my home?

    We ask your Realtor for a Comparative Market Analysis to review, along with their confirmation of what the home will be listed at and opinion of the final sales price. Additionally, we do our own overall review of the property and area.

    ▶️ Watch Video
  • What is the holdback for?

    The holdback is for the cost associated with selling the home and program fees as well as to cover any price reductions or concessions, so they come out of the holdback instead of your pocket, or ours.

    ▶️ Watch Video
  • What are the overall costs for using the program?

    1.5% program fee, 0.5% listing extension per 60 days, daily per diem at 9% interest, real estate commissions, closing costs, prorated insurance premium, and deductions for price reductions or repairs.

    ▶️ Watch Video

Cash Purchase Questions - For Buyers

  • Why is a cash offer better than a traditional mortgage offer?

    Cash offers eliminate financing contingencies, reduce closing times, and increase the chances of getting an offer accepted, especially in competitive markets.

    ▶️ Watch Video
  • Do I need to get pre-approved before using the Cash to Win program?

    Yes, pre-approval is required to ensure buyers qualify for the mortgage needed to repurchase the home after the cash offer is accepted.

    ▶️ Watch Video
  • Can I still negotiate the purchase price if I use the Cash to Win program?

    Yes, buyers can still negotiate the price, but cash offers often give them stronger leverage in negotiations.

    ▶️ Watch Video
  • How does this program compare to bridge loans?

    Unlike a bridge loan, which is temporary financing, a cash-backed offer provides full funding upfront, allowing for a more seamless transition to permanent financing.

    ▶️ Watch Video
  • What are the costs for using the program?

    Cash to Win will gross up the sales price they acquire the property at by 1% for the resale price to you. 


    There is a daily per diem based on 9% interest only from the date Cash to Win acquires the property to the date you close on your permanent financing to purchase the property from Cash to Win. 

    ▶️ Watch Video

"Great tool to know about when needed."


Ed

Real Estate Agent - Arizona

"This helped my clients move forward faster and financially secure"




Jackie

Real Estate Agent - Texas

"It helped them get into the home they wanted fast without having to worry about closing on their current listing first."

Stephanie

Real Estate Agent - Arizona

Contact Us Today

Let's talk about better options that will give you more leverage as seller or buyer.

Brian P. Rogerson

President  -  Cash to Win


📞  480-781-2626

 📧  brian.rogerson@cashtowin.org

 📧 scenarios@cashtowin.org

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